General Advice Warning

1800BADCREDIT informs you that any advice given on this website is general advice only and is not specifically based on your own objectives, financial situation or needs. Before you act on the advice, you should consider whether this advice is suitable for you. You should read the relevant Product Disclosure Statements before purchasing any products or services. You should always refer to your accountant or a registered tax agent before taking out finance. While we make every attempt to give you the best and most accurate possible product information, 1800BADCREDIT and  its employees and accredited lenders will accept no responsibility for any loss that may arise.

Interest Rates 

Interest Rates from 7.99%, comparison rate 8.99% pa based on 5 year consumer fixed rate loan of $30,000**WARNING: The comparison rate, monthly repayment and total cost applies only to the example given and may not include all fees and charges. Costs such as broker fees, redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Different terms, fees or other loan amounts may result in a different comparison rate. Establishment fees and monthly fees apply only to consumer loans. Commercial use loans may attract different fees.

Computer Viruses

1800BADCREDIT employs reasonable initiatives to test for well-known viruses, trojans and malware on our site, we make absolutely no warranties that content found on this website is free of viruses, trojans or malware and will have zero legal responsibility for any viruses, trojans or malware transmitted to any electronic device due to accessing this website.


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Contests Competitions and Promotions

1800BADCREDIT may have contests or promotions from 1800BADCREDIT or 3rd parties. The t's and c's for all those contests and deals will likely be within the relevant part of the website. Entering or taking part in competitions or promotions you consent to be bound by the applicable terms and conditions.