Are you looking to buy a new or used car but have a less than perfect credit history?

Do you earn at least $600 week?

Have you been employed for 3 months minimum, or self employed for 6 months minimum (must be registered for GST) or receive ongoing centrelink benefits (please note we DO NOT accept newstart or youth allowance)?

Do you have 3 or less (unpaid) credit defaults and no payday loan defaults ie: Cash Converters, Nimble, Money Now (unpaid)?

If you answered YES, then apply below and let's get your rent to own car loan approved

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Rent To Own Cars Approved

Rent to own cars are available Australia wide for people who may have a past credit issue but really need a car.

We do not stock cars, we simply provide you with the funds to enable you to buy, rent or lease a car.

We understand that sometimes you may have a bad credit situation, but so long as we can see you can afford a car loan or rent to buy car option, then we will do all we can to get your rent to own car loan approved. 

Frequently Asked Questions

Is my rent to own car application secure online? Yes, your application is secure and confidential.

What amount can I spend on a rent to own car? Your rent to own car application and rent to own car approved amount is based upon a number of factors, such as your current salary, your employment history, your credit rating, your past loan history and so on.  

How much deposit will I need if I am approved for a rent to own car? We can normally provide you with a no deposit rent to own car option.

Does my car trade in count as a deposit? Yes, your car trade in will count towards your deposit.

What if I do have bad credit, can you help? We try our very best to get you a rent to own car loan approval, even with a past credit issue.

Generally speaking, if you are an ex bankrupt, ex part 9 or have 3 or less credit defaults, we should be able to approve your rent to own car.

The main issues are “current bankrupt” or payday loan defaults that have not been paid.

Also if you have repeated overdrawn on your bank statements, or missed repayments to your current lenders, this can decline you from further car finance, including rent to buy car options.

Lastly, if you have a number of payday (small loans) this can stop you from getting your rent to buy car approved.

What will my rent to own car amount and repayment amount be?
That depends upon our credit assessment, the end amount you are approved for and what category you fall into.

When we approve you, we will give you a maximum loan amount and tell you your repayment amount per week, fortnight or month.

We base your rent to buy car repayment amount on what you can afford without any hardship.

I am undergoing bankruptcy. Can I qualify for a rent to own car? If you are an ex bankrupt or discharged bankrupt, then yes we can help, if you are a current bankrupt, then no.

How long after submitting my rent to own car application will I know if I am approved?
In most cases we will have an answer within 24 hours of receiving your application.


Recent Customer Feedback

With 2 reasonably large credit defaults, weren't sure if I could even get a rent to own car, thank you for your help, the 4WD is very nice.

B Clarke

We would just like to thank Matt and his team what a wonderful company, we had a couple of major credit issues, they not only got us a rent to buy car, but also helped us to start paying off our debts, thank you, 


Can not believe I got approved with 6 children but I did, and now have my Tarago, thanks Bruce and Matt, 


Thank you Matt for getting us approved for a rent to own car online with no hassle, our small default didn't stop us, and we got to choose the car which makes it better than other companies,

F and L Pritchard

If you need a car to rent to own or rent to buy and have a credit default or something similar, my advice is to try get one from here, I got one with 2 credit defaults,

W. Brandon.

Hi 1800 bad credit, we appreciate you giving a couple of older people with a past default enough to get a small car, 

J and R.Willmott


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