Car Lease With Bad Credit

Are you looking to buy a new or used car lease but have a less than perfect credit history?

Do you qualify for a car lease?

  • Must be employed or self employed
  • Must earn minimum $600wk
  • Must have 2 defaults or less
  • Must have clean bank statements (no missed payments to current lenders)

Get Approved

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Frequently Asked Questions

Is my car lease application secure online?

Yes, your car lease application is secure and also confidential.

I have only had my ABN for 6 months, can I get a car lease?

Yes you can. We can approve short term ABN car lease options for you.

We do not have full financials for our business, can we get a car lease?

Yes you can. We can approve car leasing options for small businesses with limited financials.

How much can I borrow? How much will my bad credit car lease be approved for?

Your car lease application and car lease approval amount is based upon a number of factors, such as your current salary, your employment history, your credit rating, your past loan history, and other factors such as any past bankruptcy.  

How much deposit will I need if I am approved for a bad credit car lease?

95% of the time we can offer a no deposit car lease option.

Does my car trade in count as a deposit?

Yes, your car trade in will count towards your deposit.

What if I do have bad credit, can you help?

We try our very best to get you a car lease approval, even with a past credit issue.

Generally speaking, if you are an ex bankrupt, ex part 9 or have 3 or less credit defaults, we should be able to help you with a bad credit car lease approval.

The main issues are “current bankrupt” or payday loan defaults that have not been paid.

Also if you have repeated overdrawn on your bank statements, or missed repayments to your current lenders, this can sometimes stop you from getting a bad credit car lease.

Lastly, if you have a number of payday (small loans) this can stop you from getting approved for a car leasing option.

Can I use a guarantor?

Yes you can, but they must be able to show a benefit in going guarantor ie: use of the car.

What will my car lease approved amount and car leasing repayment amount be?

That depends upon our credit assessment, the end amount you are approved for and what category you fall into.

When we approve you, we will give you a maximum loan amount and tell you your repayment amount per week, fortnight or month.

We base your car lease amount on what you can afford without any hardship.

What will my interest rate be?

That depends upon your overall credit assessment.

Customers with long term employment, stable residence, and say a small default will generally get a better rate than someone that is employed on a casual basis, always moving house with 2 or 3 defaults.

I've never had a car lease or car finance. Can you help me get an approved car lease?

Yes we can. First time car leases are always welcome. We can help get you approved for a bad credit car leasing option.

I am undergoing bankruptcy. Can I qualify for car lease? 

If you are an ex bankrupt or discharged bankrupt, then yes we can help, if you are a current bankrupt, then unfortunately no.

Can I finance a car lease through a private seller?

Yes you can. If the car you wish to buy is a private sale, we can get your car lease approved for a private sale.

How long after submitting my car lease application will I know if I am approved?

In most cases we will have an answer within 24 hours of receiving your car lease application.




Recent Customer Feedback

We really were not sure how we would go being self employed and needing a car lease, with a couple of past credit defaults. 1800 bad credit got us a great car leasing option at a pretty good rate too.

L and T Menzies

I would just like to thank Matt and his team what a wonderful company, we had a couple of major credit issues, they not only got us a car, but also helped us to start paying off our debts, thank you, 


Can not believe I got approved with 6 children but I did, and now have my Tarago, thanks Bruce and Matt, 


Thank you for getting us approved for a car lease, we were short term self employed. 

K. Brown

Grateful for your help, the car lease if fantastic, thank you. 

P. Dawson

Bad credit car lease option for us was good as we are ex bankrupt and self employed.

DS and V Cummings

I was approved the same day for a car and thought my 2 defaults could be a problem, but was approved and happy, 

M Dunn

Great service thank you,

B Cavanagh

Got my car, wanted $10,000 but $8500 was close and ended up getting a different car, I recommend this loan service,

L and J Miller  

Others said no way and you helped me get approved for a car even with a $2500 credit card default, banks said no, you said yes so thank you,

W Collins


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