Are you looking for a home loan refinance using your equity to consolidate debts?

We specialise in approving borrowers with multiple debts to consolidate, mortgage arrears, ATO debt, unpaid bills, unpaid credit cards, cash out for renovation …

What is the next step?

Please make your inquiry below and a mortgage specialist will contact you to discuss your home loan options

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The most common reasons why borrowers may need a home loan refinance are:

  • Debt consolidation (one repayment) using home equity.

  • Refinance into a lower interest rate

  • Payout other bad debts, credit cards, bills, other loans

  • Divorce/ Paying out an ex partner

  • Consolidate personal or business related debts into 1 repayment

  • Asset protection

  • Purchase another property, investment, shares or equipment

Latest Customers

Thank you to your team for helping me refinancing with my house. I thought the bank was going to take my house, I was so far behind in my repayments, but you saved me, I will be forever grateful to you. 

Dean P.

Matt really helped us a lot with our house refinance, we had several debts, major credit card bills, and school fees, we consolidated with 1800 bad credit and we are able to breathe again. 

Mary and David T.

If you need to refinance and have debt then use 1800 bad credit, they will help you consolidate all your debts into one, we were in trouble financially but they saved us.

B and M Peterson.

Wow is all I can say, amazing help. such good advice and really care about what you do which shines through, thank you,

Elizabeth M.

Had all my debts and loans consolidated and couldn’t be happier, even got some cash out for a holiday and new car. I had several defaults but still got approved and at a low interest rate.

K Gregson.


See Latest Testimonials


Learn more about our bad credit home loan types: