Welcome to 1800BADCREDIT

We are recognised as a specialist lender, helping borrowers that may not quite fit within the normal LENDING criteria of a major bank.

Our borrowers generally have one or more of the following attributes

  • clean credit but simply CAN'T get approval from the bank for some reason

  • Past or current credit defaults, court judgements, ex BANKRUPT, ex part 9 debt agreement

  • Late repayments on home loan, personal loans, credit cards and/or bills

  • Recent or past mortgage arrears/ Home loan default/ mortgage repossession

  • No financials or limited financials (self employed) NO BAS and no tax returns

  • Short term employment PAYG or self employment - short TERM ABN

  • ATO debts, outstanding credit cards, bills, multiple unpaid debts and creditors

  • Too much debt and SEEKING debt consolidation home loan

  • need to use home equity to PAYOFF debt, lower overall repayments and get cash out



FREECALL 1800223273

PLEASE CONTACT US for a confidential chat,

Let’s see if we can get you APPROVED for the funding you need

WE ARE A SPECIALIST HOME LOAN LENDER, APPROVING BORROWERS THAT MAY NOT FIT WITHIN THE NORMAL CREDIT CRITERIA OF A MAJOR BANK

Owned and operated by Search Finance Australian Credit Licence 388144 - FREECALL 1800223273